Small Business
Health Insurance Resources



Introduction

The purpose of this web resource guide is to provide new small business owners in South Carolina with free web sites that provide information on health insurance for employees. The guide has been divided into the following sections about small business health insurance: (a) companies offering small business health plans in South Carolina; (b) small business associations; (c) government web sites; and, (d) recent articles pertaining to policies, laws, current information in the health insurance industry

- Companies offering small business health plans in South Carolina -

Wells Fargo
Wells Fargo offers insurance through eHealthInsurance. One may retrieve quotes and find a provider other than the one endorsed by Wells Fargo.

Premier Health
This company is one of a few South Carolina companies offering small business health insurance coverage.

Health Plan One
This South Carolina company is an authorized carrier for Blue Cross/Blue Shield of South Carolina Health Insurance.

South Carolina Department of Insurance
The SC DOI lists a comprehensive collection of insurance providers as well as other useful tips and links for the small business owner.

- Small business associations -

The South Carolina Small Business Chamber of Commerce
Their mission: "...to make state and local government more small business friendly. The Small Business Chamber is both non-partisan and non-profit."

The National Business Association
Their mission: "...a not for profit association, specifically designed and actively managed to assist the Self-Employed and Small Business Community in achieving their professional goals. The NBA uses its group buying power to provide our members with support programs, cost and time saving products, services and valuable small business resource materials."

SC Alliance of Health Plans
Their mission: To serve as a "legislative advocate on health related issues; to educate consumers and employers about health care quality and affordability; to promote disease management; and, to encourage healthy lifestyles."

America's Health Insurance Plans - Center for Policy and Research
Their mission: "...to advance ideas, research, and policy solutions to help Americans build a 21st Century health system."

- Government web sites -

U.S. Small Business Administration - Managing Employee Benefits
This document was published by the U.S. Small Business Administration and contains valuable information on all types of employee benefits. Specifically, there is a chapter dedicated to Health Benefit Plans.

U.S. Small Business Administration - Small Business Insurance and Risk Management Guide
This guide, compiled by an insurance expert, is designed to make small business owners more aware of the risks involved with small businesses and insurance; it also features a checklist at the end.

Small Business Health Insurance Promotion Act 2005
This brief explanation of the 2005 Act is compiled by the U.S. House of Representatives Committee on Energy and Commerce.

White House policies and agenda on small businesses
This page outlines President Bush's agenda and policies related to small businesses.

Employee Benefits Security Administration (U.S. Dept. of Labor)
This website serves as a memorandum for small business leaders pertaining to the subject of new health insurance purchase.

- Articles pertaining to policies, laws, and current information in the health insurance industry -

States and Small Business Health Insurance: An Overview
The National Conference of State Legislatures March 5, 2007 article about the problem of small business employees not having adequate health insurance because of the high costs. Additional resources are near the bottom of the page.

Senate fight over small-business health care
CNNMoney.com February 26, 2007 article about the debate over small-business health care reform and Congress' role in it.

Small biz caught in health care tug-of-war
CNNMoney.com March 1, 2007 article about the benefits of health care reform to small businesses and about the confusion surrounding the plans for reform.

The ins and outs of traditional health insurance
Yahoo Small Business article about the pros and cons of offering traditional health insurance to your employees.

Stopping reform before it starts
A Businessweek.com April 2007 article about the role that small business leaders have in the government's reform of health care.

Medical News Today
The latest health insurance news and medical insurance news articles published daily.

Health Insurance News
"The latest news about the health insurance industry right at your fingerprints."



Created: April 7, 2007
By: Elaine M. Robbins
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